How to Find the UETR on a pacs.008

Last reviewed: 2026-06-01 · Curated by Ohmyfin Organisation editorial.

In a pacs.008 (FIToFICustomerCreditTransfer) the UETR is in the element <UETR> inside <PmtId> inside <CdtTrfTxInf>. The full XPath is: Document/FIToFICstmrCdtTrf/CdtTrfTxInf/PmtId/UETR. It is a 36-character UUID v4.

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1UETR (Unique End-to-End Transaction Reference) What is a UETR?

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Step-by-step:

1. Open the pacs.008 XML message in a text editor or viewer.

2. Search for the tag <UETR> — there is exactly one per payment.

3. Copy the value (a 36-character UUID with 4 dashes) into the Ohmyfin tracker.

Quick facts:

Key facts

XPath: //CdtTrfTxInf/PmtId/UETR
Format: RFC 4122 UUID v4 (36 chars with 4 dashes)
Mandatory on every CBPR+ pacs.008 since March 2023
Same UETR appears in the matching pacs.002 status report

Frequently asked questions

Where is the UETR on an ISO 20022 pacs.008 message?

Is Ohmyfin tracking free?

Yes. Public UETR tracking on Ohmyfin is free, with completely free for individuals worldwide — no daily limit, no card, no signup required.

Do I need a bank account at the sending bank?

No. Ohmyfin looks up the SWIFT payment status with just the UETR — no bank login or account required.

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SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

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How to Find the UETR on a pacs.008

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