Track JPY (Japanese Yen) International Payments

Japanese Yen (JPY) is the currency of Japan, issued by the Bank of Japan. Track any JPY cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.

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1UETR (Unique End-to-End Transaction Reference) What is a UETR?

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Details

JPY settles via the BOJ-NET large-value system. Cross-border JPY uses SWIFT MT103 through Japanese correspondents like MUFG, SMBC, Mizuho.

Typical processing time: 1-2 business days; Tokyo cut-off 14:00 JST.

On a SWIFT MT103, the JPY amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "JPY" means the same thing in every bank in the world.

If your JPY payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.

Quick facts

At-a-glance specifications
ISO 4217 code	JPY
Full name	Japanese Yen
Country / region	Japan
Central bank	Bank of Japan
Typical SWIFT speed	1-2 business days; Tokyo cut-off 14:00 JST.

Cut-off & upcoming holidays

Cut-off times and upcoming holidays
RTGS / clearing system	BOJ-NET
Daily cut-off (local)	14:00 JST
Next major holidays	Coming of Age Day (2nd Mon Jan) Children's Day (5 May) Culture Day (3 Nov)

Key facts

ISO 4217 code: JPY
Issued by: Bank of Japan
Country / region: Japan
Typical SWIFT speed: 1-2 business days; Tokyo cut-off 14:00 JST.
Tracked free on Ohmyfin via UETR or bank reference

Frequently asked questions

How long does a JPY SWIFT payment take?

1-2 business days; Tokyo cut-off 14:00 JST.

Can Ohmyfin track JPY payments?

Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any JPY payment, including which correspondent bank holds it.

What do I need to send a JPY payment?

The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.

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SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

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