camt.053 — Bank-to-Customer Statement

Last reviewed: 2026-04-01 · Curated by Ohmyfin Organisation editorial.

camt.053 (BankToCustomerStatement) is the ISO 20022 XML message banks send to their corporate customers as the end-of-day account statement.

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36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Details

It is the modern replacement for the legacy MT940. It carries every entry on the account for the day, with full structured remittance information so the customer's ERP can auto-reconcile.

Key facts

End-of-day statement to corporates
Replaces legacy MT940
Rich structured remittance data
Used by treasury and ERP systems for reconciliation

Frequently asked questions

Is camt.053 the same as MT940?

It is the ISO 20022 successor — same purpose, much richer data.

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SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

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camt.053 — Bank-to-Customer Statement

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