camt.054 — Bank-to-Customer Debit/Credit Notification

Last reviewed: 2026-04-01 · Curated by Ohmyfin Organisation editorial.

camt.054 (BankToCustomerDebitCreditNotification) is the ISO 20022 real-time notification a bank sends to a corporate customer when a single debit or credit hits their account.

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1UETR (Unique End-to-End Transaction Reference) What is a UETR?

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Details

It is the modern replacement for legacy MT900 (debit confirmation) and MT910 (credit confirmation).

Key facts

Real-time per-entry debit/credit notification
Replaces MT900 / MT910
Used for live treasury dashboards

Frequently asked questions

How is camt.054 different from camt.053?

054 fires per individual entry in real time; 053 is the end-of-day batch statement.

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SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

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camt.054 — Bank-to-Customer Debit/Credit Notification

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