Last reviewed: · Curated by Ohmyfin Organisation editorial.
ACSC (AcceptedSettlementCompleted) is an ISO 20022 / pacs.002 status code that means: Settlement has completed at the agent, but the beneficiary may not yet be credited.
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Details
The funds have settled between agents. The beneficiary bank still needs to credit the customer account.
ACSC appears in the status field of a SWIFT payment status query. Ohmyfin surfaces this status when you look up a payment by UETR.
If your payment shows ACSC, the next step depends on the code: ACCC means done; ACSP / ACWP means wait; PDNG means contact the bank holding it; RJCT means request a return and start over.
Quick facts
Settled
If you are the sender
Inter-bank settlement is complete. Funds have moved between correspondents.
If you are the beneficiary
Settlement is done; your bank will credit you imminently. The "MyBank received but not credited" gap is usually <2 hours.
Next step: If the beneficiary account is not credited within 24 hours of ACSC, the beneficiary should phone their bank quoting the UETR.
At-a-glance specifications
Code
ACSC
ISO 20022 name
AcceptedSettlementCompleted
Meaning
Settlement has completed at the agent, but the beneficiary may not yet be credited.
What it tells you
The funds have settled between agents. The beneficiary bank still needs to credit the customer account.
Key facts
Code: ACSC
Full name: AcceptedSettlementCompleted
ISO 20022 source: pacs.002 (FIToFIPaymentStatusReport)
Visible in the Ohmyfin payment tracker
Frequently asked questions
What does ACSC mean?
Settlement has completed at the agent, but the beneficiary may not yet be credited.
Is ACSC a final status?
No — the payment is still in flight. Track the UETR for live updates.
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