Last reviewed: · Curated by Ohmyfin Organisation editorial.
SWIFT FileAct is part of the SWIFT messaging ecosystem. FileAct is SWIFTNet's bulk file transfer service. It moves large files — batch payments, securities settlement files, sanctions screening lists, SEPA bulks — over SWIFTNet with full PKI authentication.
Details
FileAct is SWIFTNet's bulk file transfer service. It moves large files — batch payments, securities settlement files, sanctions screening lists, SEPA bulks — over SWIFTNet with full PKI authentication.
Who uses it: Used by banks, market infrastructures, large corporates and SWIFT Service Bureaux.
Bulk-payment files exchanged over FileAct still produce individual UETRs per payment, all trackable on Ohmyfin.
If you have received an MT103 or pacs.008 confirming a payment, you do not need access to FileAct, swift.com, or any bank portal to verify it. Paste the UETR (32-character UUID with 4 dashes) into the Ohmyfin tracker and you will see the latest available SWIFT payment status — accepted, rejected, pending, or credited — in seconds.
Key facts
Product: SWIFT FileAct
Short name: FileAct
Operated by: SWIFT SC (Belgium)
End-customer tracking: free on Ohmyfin via UETR
Related: SWIFT GPI, UETR, MT103, pacs.008
Frequently asked questions
Is FileAct the same as SWIFT?
FileAct is one product within the SWIFT ecosystem. SWIFT itself is the cooperative that runs the network and standards.
Can I track a payment without FileAct access?
Yes — paste the UETR into the Ohmyfin homepage tracker. You do not need any bank portal, SWIFT login, or institutional account.
Is Ohmyfin affiliated with SWIFT?
No. Ohmyfin is an independent tracking service that uses public SWIFT GPI APIs to give end-customers the same visibility their banks have. SWIFT is a registered trademark of S.W.I.F.T. SC.
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