Last reviewed: · Curated by Ohmyfin Organisation editorial.
SWIFT InterAct is part of the SWIFT messaging ecosystem. InterAct is SWIFTNet's real-time messaging service, used for ISO 20022 messages (pacs.008, pacs.009, camt.054, sese.* securities messages). Unlike FIN, InterAct supports request/response and large XML payloads. SWIFT GPI tracker calls run over InterAct.
Details
InterAct is SWIFTNet's real-time messaging service, used for ISO 20022 messages (pacs.008, pacs.009, camt.054, sese.* securities messages). Unlike FIN, InterAct supports request/response and large XML payloads. SWIFT GPI tracker calls run over InterAct.
Who uses it: Used by banks, market infrastructures and corporates.
GPI status updates Ohmyfin shows are delivered through InterAct.
If you have received an MT103 or pacs.008 confirming a payment, you do not need access to InterAct, swift.com, or any bank portal to verify it. Paste the UETR (32-character UUID with 4 dashes) into the Ohmyfin tracker and you will see the latest available SWIFT payment status — accepted, rejected, pending, or credited — in seconds.
Key facts
Product: SWIFT InterAct
Short name: InterAct
Operated by: SWIFT SC (Belgium)
End-customer tracking: free on Ohmyfin via UETR
Related: SWIFT GPI, UETR, MT103, pacs.008
Frequently asked questions
Is InterAct the same as SWIFT?
InterAct is one product within the SWIFT ecosystem. SWIFT itself is the cooperative that runs the network and standards.
Can I track a payment without InterAct access?
Yes — paste the UETR into the Ohmyfin homepage tracker. You do not need any bank portal, SWIFT login, or institutional account.
Is Ohmyfin affiliated with SWIFT?
No. Ohmyfin is an independent tracking service that uses public SWIFT GPI APIs to give end-customers the same visibility their banks have. SWIFT is a registered trademark of S.W.I.F.T. SC.
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