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Use Ohmyfin to track any SWIFT international payment sent or received through Bank Mandiri (BMRIIDJA, Indonesia). Free, no bank login required, no account needed. Paste the 36-character UETR from your Bank Mandiri payment confirmation and you'll see the live SWIFT GPI status in seconds — including which correspondent bank currently holds the funds, the value date, charges and any rejection reason code.
Bank Mandiri at a glance: Bank Mandiri is Indonesia's largest state-owned bank. International wires via Mandiri Online and Mandiri Cash Management carry a UETR.
Rails Bank Mandiri runs over: BI-RTGS, SWIFT GPI. Every outbound international payment carries a 36-character UETR (Unique End-to-end Transaction Reference) in SWIFT field 121. The UETR is the only thing you need to track the payment on Ohmyfin — no Bank Mandiri credentials.
Where to find the UETR on a Bank Mandiri payment: on the international payment confirmation (PDF or email), in online banking under "Transaction details" → "Payment reference", or by asking Bank Mandiri for a copy of the MT103 message — the UETR is field 121.
What you'll see when you track: the latest SWIFT GPI status (ACSP in flight, ACSC settled at next bank, ACCC credited to beneficiary, RJCT rejected, PDNG pending, CANC cancelled), the bank that currently holds the funds, the value date, all charges deducted at each correspondent, and any rejection reason code with plain-English explanation.
Why Ohmyfin and not just Bank Mandiri's own tracker? Ohmyfin is free and public — you don't need a Bank Mandiri login. Ohmyfin also surfaces the full corridor (every correspondent the payment touched), not just the bank's own portion. And Ohmyfin keeps tracking history longer than most bank portals.
Get the 36-character UETR from your Bank Mandiri payment confirmation (online banking → transaction details → payment reference, or from the MT103 PDF field 121). Paste it into the Ohmyfin tracker on the homepage. You'll see the live SWIFT GPI status in seconds. No Bank Mandiri login required.
On the international payment confirmation (PDF or email) under "Reference details" / "Payment reference", or in Bank Mandiri online banking under the transaction's "Details" tab. If you can't find it, request a copy of the MT103 from Bank Mandiri — the UETR is in field 121, formatted like 8-4-4-4-12 hexadecimal characters.
Common reasons: (1) the payment has not been released by Bank Mandiri yet — wires sent after the cut-off go out the next business day; (2) compliance / sanctions screening is still in progress; (3) the receiving correspondent has not yet reported back; (4) you typed the UETR wrong (it is 36 characters with 4 dashes). Try again in 1-2 hours.
Yes. Tracking any Bank Mandiri international payment by UETR on Ohmyfin is free for ordinary users — completely free for individuals — no daily limit, no card, no signup required.
Yes. The UETR travels with the payment from origin to beneficiary, so anyone in the chain — sender, beneficiary, intermediary, even a third party with the UETR — can track it on Ohmyfin. You do not need to be a Bank Mandiri customer.
The most common are ACSP (accepted, settlement in process — in flight), ACSC (accepted, settlement complete — funds at the next bank), ACCC (accepted, credit settlement completed — credited to the beneficiary), ACCP (accepted customer profile), PDNG (pending, usually compliance), RJCT (rejected — see the reason code), CANC (cancelled / recalled).
No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.
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