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Use Ohmyfin to track any SWIFT international payment sent or received through Emirates NBD (EBILAEAD, United Arab Emirates). Free, no bank login required, no account needed. Paste the 36-character UETR from your Emirates NBD payment confirmation and you'll see the live SWIFT GPI status in seconds — including which correspondent bank currently holds the funds, the value date, charges and any rejection reason code.
Payment Located
SWIFT GPI Network · Real-time status
Payment Not Found
No record found in SWIFT GPI or any correspondent banking data
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Details
Emirates NBD at a glance: Emirates NBD is the largest UAE bank and a key Gulf-to-Asia correspondent. International payments via ENBD Online Banking carry a UETR.
Rails Emirates NBD runs over: UAEFTS, SWIFT GPI. Every outbound international payment carries a 36-character UETR (Unique End-to-end Transaction Reference) in SWIFT field 121. The UETR is the only thing you need to track the payment on Ohmyfin — no Emirates NBD credentials.
Where to find the UETR on a Emirates NBD payment: on the international payment confirmation (PDF or email), in online banking under "Transaction details" → "Payment reference", or by asking Emirates NBD for a copy of the MT103 message — the UETR is field 121.
What you'll see when you track: the latest SWIFT GPI status (ACSP in flight, ACSC settled at next bank, ACCC credited to beneficiary, RJCT rejected, PDNG pending, CANC cancelled), the bank that currently holds the funds, the value date, all charges deducted at each correspondent, and any rejection reason code with plain-English explanation.
Why Ohmyfin and not just Emirates NBD's own tracker? Ohmyfin is free and public — you don't need a Emirates NBD login. Ohmyfin also surfaces the full corridor (every correspondent the payment touched), not just the bank's own portion. And Ohmyfin keeps tracking history longer than most bank portals.
Key facts
Bank: Emirates NBD
BIC / SWIFT code: EBILAEAD
Head office: United Arab Emirates
Payment rails: UAEFTS, SWIFT GPI
Trackable on Ohmyfin: yes — free, no login
Input required: 36-character UETR (field 121 of your MT103)
Frequently asked questions
How do I track a SWIFT payment sent from Emirates NBD?
Get the 36-character UETR from your Emirates NBD payment confirmation (online banking → transaction details → payment reference, or from the MT103 PDF field 121). Paste it into the Ohmyfin tracker on the homepage. You'll see the live SWIFT GPI status in seconds. No Emirates NBD login required.
Where is the UETR on a Emirates NBD payment confirmation?
On the international payment confirmation (PDF or email) under "Reference details" / "Payment reference", or in Emirates NBD online banking under the transaction's "Details" tab. If you can't find it, request a copy of the MT103 from Emirates NBD — the UETR is in field 121, formatted like 8-4-4-4-12 hexadecimal characters.
Why isn't my Emirates NBD payment showing yet?
Common reasons: (1) the payment has not been released by Emirates NBD yet — wires sent after the cut-off go out the next business day; (2) compliance / sanctions screening is still in progress; (3) the receiving correspondent has not yet reported back; (4) you typed the UETR wrong (it is 36 characters with 4 dashes). Try again in 1-2 hours.
Is Emirates NBD SWIFT tracking free on Ohmyfin?
Yes. Tracking any Emirates NBD international payment by UETR on Ohmyfin is free for ordinary users — completely free for individuals — no daily limit, no card, no signup required.
Does Ohmyfin work for both incoming and outgoing Emirates NBD payments?
Yes. The UETR travels with the payment from origin to beneficiary, so anyone in the chain — sender, beneficiary, intermediary, even a third party with the UETR — can track it on Ohmyfin. You do not need to be a Emirates NBD customer.
What status codes will I see for a Emirates NBD payment?
The most common are ACSP (accepted, settlement in process — in flight), ACSC (accepted, settlement complete — funds at the next bank), ACCC (accepted, credit settlement completed — credited to the beneficiary), ACCP (accepted customer profile), PDNG (pending, usually compliance), RJCT (rejected — see the reason code), CANC (cancelled / recalled).
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