Last reviewed: · Curated by Ohmyfin Organisation editorial.
Ohmyfin is the authentic SWIFT GPI scanner for ordinary users. Paste your UETR or sender reference below and you'll see the live status of your SWIFT GPI across every correspondent bank in the chain — no bank login required, no signup needed for ordinary searches, results in seconds.
SWIFT GPI (Global Payments Innovation) is the modern SWIFT service that adds end-to-end tracking, faster settlement and transparent fees. Over 50% of cross-border SWIFT payments are now GPI — meaning every party in the chain reports live updates against the UETR.
Why authentic? Verified against the real live SWIFT/GPI network, not a mock-up or AI simulation.
How it works: paste the 36-character UETR (or the sender's MT103 field-20 / pacs.008 sender-reference) into the search box at the top of this page. Ohmyfin queries the SWIFT GPI Tracker via its licensed Bottomline-Transfrom upstream and several correspondent-bank GPI portals in parallel — NatWest, RBS, Ulster (NI), Ulster (ROI) and Coutts. You'll see the per-bank status — accepted, in-process, pending compliance, credited, or rejected — within about 5-15 seconds.
Ohmyfin is operated by Ohmyfin Organisation, a Panama-registered company (#687928532) founded in 2023 by Adam Scott. We are independent of every bank in the chain and we never ask for your bank login. Ordinary users get 10 free lookups per IP per day plus 100 free credits when you create an account — that is enough for almost any personal or small-business use of a SWIFT GPI scanner.
Yes. Ohmyfin offers 10 free SWIFT GPI scanner lookups per IP per day plus 100 free credits when you create an account. No card required, no trial that auto-charges. Our enterprise tier for banks and corporates funds the free use — ordinary users always free.
Ohmyfin queries the actual SWIFT GPI Tracker on your behalf (via the licensed Bottomline-Transfrom upstream) plus several correspondent-bank GPI portals in parallel. Results reflect what the banks themselves see — no AI hallucination, no fabricated statuses, no scraping of unrelated pages.
No. Ohmyfin only needs the UETR (or the sender's bank reference). The whole point of the SWIFT GPI Tracker is that any party holding the UETR can read live status — no credentials anywhere in the flow.
Five common reasons: typed wrong (UETRs are 36 chars, format 8-4-4-4-12), sender hasn't actually released the payment from their bank, bank tracker retention expired (Deutsche Bank for example drops records ~7 days after last update), payment was recalled, or GPI propagation lag. Ask your sender to confirm the UETR from their MT103 copy and retry.
Over 50% of GPI payments credit within 30 minutes. 90% within 24 hours. Worst case 3-5 business days. If your payment is taking longer it is usually sanctions screening at an intermediary bank — track the UETR here to see which bank holds it, then the sender can file a free MT199 enquiry.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
Sign up free — get 100 credits Or try the tracker now →