Track HKD (Hong Kong Dollar) International Payments

Hong Kong Dollar (HKD) is the currency of Hong Kong, issued by the Hong Kong Monetary Authority. Track any HKD cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.

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1UETR (Unique End-to-End Transaction Reference) What is a UETR?

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Details

HKD settles via CHATS (Clearing House Automated Transfer System). Cross-border HKD uses SWIFT MT103.

Typical processing time: Same day if before CHATS cut-off (17:30 HKT).

On a SWIFT MT103, the HKD amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "HKD" means the same thing in every bank in the world.

If your HKD payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.

Quick facts

At-a-glance specifications
ISO 4217 code	HKD
Full name	Hong Kong Dollar
Country / region	Hong Kong
Central bank	Hong Kong Monetary Authority
Typical SWIFT speed	Same day if before CHATS cut-off (17:30 HKT).

Cut-off & upcoming holidays

Cut-off times and upcoming holidays
RTGS / clearing system	CHATS (HKMA)
Daily cut-off (local)	18:00 HKT
Next major holidays	Chinese New Year (3 days late Jan/early Feb) Buddha's Birthday National Day (1 Oct)

Key facts

ISO 4217 code: HKD
Issued by: Hong Kong Monetary Authority
Country / region: Hong Kong
Typical SWIFT speed: Same day if before CHATS cut-off (17:30 HKT).
Tracked free on Ohmyfin via UETR or bank reference

Frequently asked questions

How long does a HKD SWIFT payment take?

Same day if before CHATS cut-off (17:30 HKT).

Can Ohmyfin track HKD payments?

Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any HKD payment, including which correspondent bank holds it.

What do I need to send a HKD payment?

The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.

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SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

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We are not a bank, money-services business, payment institution, electronic-money issuer or settlement agent. We do not hold, transfer, send, receive, custody or settle funds. We do not initiate, modify, cancel, recall or release SWIFT or ISO 20022 payment messages. Information returned by our tools is provided on an “as-is” basis for informational and convenience purposes only and does not constitute financial, legal, regulatory or compliance advice. For binding confirmation, settlement status, value-date confirmation, refunds, recalls, investigations or any official record of a payment, customers must always contact their bank or licensed payment service provider directly.

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