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Hong Kong Dollar (HKD) is the currency of Hong Kong, issued by the Hong Kong Monetary Authority. Track any HKD cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.
HKD settles via CHATS (Clearing House Automated Transfer System). Cross-border HKD uses SWIFT MT103.
Typical processing time: Same day if before CHATS cut-off (17:30 HKT).
On a SWIFT MT103, the HKD amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "HKD" means the same thing in every bank in the world.
If your HKD payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.
| ISO 4217 code | HKD |
|---|---|
| Full name | Hong Kong Dollar |
| Country / region | Hong Kong |
| Central bank | Hong Kong Monetary Authority |
| Typical SWIFT speed | Same day if before CHATS cut-off (17:30 HKT). |
| RTGS / clearing system | CHATS (HKMA) |
|---|---|
| Daily cut-off (local) | 18:00 HKT |
| Next major holidays | Chinese New Year (3 days late Jan/early Feb) Buddha's Birthday National Day (1 Oct) |
Same day if before CHATS cut-off (17:30 HKT).
Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any HKD payment, including which correspondent bank holds it.
The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.
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