Last reviewed: · Curated by Ohmyfin Organisation editorial.
SWIFT MyStandards is part of the SWIFT messaging ecosystem. MyStandards is SWIFT's online portal for managing message standards definitions and per-bank usage guidelines. Banks publish their MT and ISO 20022 message rules so that counterparts can validate before sending. Critical during the CBPR+ ISO 20022 migration.
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If you received a payment document from a third party, verify directly with your own bank before releasing goods or funds. Fake MT103 / pacs.008 confirmations are widely used in advance-fee scams. See our fraud guide →
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Details
MyStandards is SWIFT's online portal for managing message standards definitions and per-bank usage guidelines. Banks publish their MT and ISO 20022 message rules so that counterparts can validate before sending. Critical during the CBPR+ ISO 20022 migration.
Who uses it: Banks, market infrastructures, software vendors.
Different banks interpret pacs.008 fields slightly differently; MyStandards documents those rules. Ohmyfin's parsers are aware of common variants.
If you have received an MT103 or pacs.008 confirming a payment, you do not need access to MyStandards, swift.com, or any bank portal to verify it. Paste the UETR (32-character UUID with 4 dashes) into the Ohmyfin tracker and you will see the latest available SWIFT payment status — accepted, rejected, pending, or credited — in seconds.
Key facts
Product: SWIFT MyStandards
Short name: MyStandards
Operated by: SWIFT SC (Belgium)
End-customer tracking: free on Ohmyfin via UETR
Related: SWIFT GPI, UETR, MT103, pacs.008
Frequently asked questions
Is MyStandards the same as SWIFT?
MyStandards is one product within the SWIFT ecosystem. SWIFT itself is the cooperative that runs the network and standards.
Can I track a payment without MyStandards access?
Yes — paste the UETR into the Ohmyfin homepage tracker. You do not need any bank portal, SWIFT login, or institutional account.
Is Ohmyfin affiliated with SWIFT?
No. Ohmyfin is an independent tracking service that uses public SWIFT GPI APIs to give end-customers the same visibility their banks have. SWIFT is a registered trademark of S.W.I.F.T. SC.
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