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Use Ohmyfin to track any SWIFT international payment sent or received through Bank of the Philippine Islands (BPI) (BOPIPHMM, Philippines). Free, no bank login required, no account needed. Paste the 36-character UETR from your Bank of the Philippine Islands (BPI) payment confirmation and you'll see the live SWIFT GPI status in seconds — including which correspondent bank currently holds the funds, the value date, charges and any rejection reason code.
Bank of the Philippine Islands (BPI) at a glance: BPI is one of the Philippines' oldest and largest banks. International wires via BPI Online and BPI BizLink carry a UETR.
Rails Bank of the Philippine Islands (BPI) runs over: PhilPaSS, SWIFT GPI. Every outbound international payment carries a 36-character UETR (Unique End-to-end Transaction Reference) in SWIFT field 121. The UETR is the only thing you need to track the payment on Ohmyfin — no Bank of the Philippine Islands (BPI) credentials.
Where to find the UETR on a Bank of the Philippine Islands (BPI) payment: on the international payment confirmation (PDF or email), in online banking under "Transaction details" → "Payment reference", or by asking Bank of the Philippine Islands (BPI) for a copy of the MT103 message — the UETR is field 121.
What you'll see when you track: the latest SWIFT GPI status (ACSP in flight, ACSC settled at next bank, ACCC credited to beneficiary, RJCT rejected, PDNG pending, CANC cancelled), the bank that currently holds the funds, the value date, all charges deducted at each correspondent, and any rejection reason code with plain-English explanation.
Why Ohmyfin and not just Bank of the Philippine Islands (BPI)'s own tracker? Ohmyfin is free and public — you don't need a Bank of the Philippine Islands (BPI) login. Ohmyfin also surfaces the full corridor (every correspondent the payment touched), not just the bank's own portion. And Ohmyfin keeps tracking history longer than most bank portals.
Get the 36-character UETR from your Bank of the Philippine Islands (BPI) payment confirmation (online banking → transaction details → payment reference, or from the MT103 PDF field 121). Paste it into the Ohmyfin tracker on the homepage. You'll see the live SWIFT GPI status in seconds. No Bank of the Philippine Islands (BPI) login required.
On the international payment confirmation (PDF or email) under "Reference details" / "Payment reference", or in Bank of the Philippine Islands (BPI) online banking under the transaction's "Details" tab. If you can't find it, request a copy of the MT103 from Bank of the Philippine Islands (BPI) — the UETR is in field 121, formatted like 8-4-4-4-12 hexadecimal characters.
Common reasons: (1) the payment has not been released by Bank of the Philippine Islands (BPI) yet — wires sent after the cut-off go out the next business day; (2) compliance / sanctions screening is still in progress; (3) the receiving correspondent has not yet reported back; (4) you typed the UETR wrong (it is 36 characters with 4 dashes). Try again in 1-2 hours.
Yes. Tracking any Bank of the Philippine Islands (BPI) international payment by UETR on Ohmyfin is free for ordinary users — completely free for individuals — no daily limit, no card, no signup required.
Yes. The UETR travels with the payment from origin to beneficiary, so anyone in the chain — sender, beneficiary, intermediary, even a third party with the UETR — can track it on Ohmyfin. You do not need to be a Bank of the Philippine Islands (BPI) customer.
The most common are ACSP (accepted, settlement in process — in flight), ACSC (accepted, settlement complete — funds at the next bank), ACCC (accepted, credit settlement completed — credited to the beneficiary), ACCP (accepted customer profile), PDNG (pending, usually compliance), RJCT (rejected — see the reason code), CANC (cancelled / recalled).
No card needed. Free for ordinary users — completely free for individuals — no daily limit, no card required. Track any international wire across 11,000+ banks.
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